Ingenico now supports the ACH (Automated Clearing House-Electronic Check) payment type and refund transactions through the Direct Debit payment method. Adding ACH as a payment option via Direct Debit provides another method to manage subscriptions and recurring payments in a timely and secure manner. It allows customers to pay for transactions by debiting directly from their bank account, as opposed to processing through a card brand.
To add Direct Debit with ACH as a payment method on an account, select Direct Debit as the payment type and enter the bank account details along with these two new fields:
The Bank Name and Bank City fields have been added at the following locations in the Aria UI:
Accounts > select an account > Account Overview > Payment Methods
Fields appear when adding/changing a new Primary or Secondary payment method (for Direct Debit).
Accounts > select an account > Payments and Credits > Apply Payments > Alternate One-Time
Select Direct Debit as the Alternate Billing Type.
The Bank Identifier Code (<bank_id_cd>) will pass the routing number value and use the Basic Bank Account Number (BBAN) (<bank_acct_num>) to pass the account number to do the ACH payment via Direct Debit. The Bank Identifier Code field is also now validated for length and character format for the Direct Debit payment method only when the Bank Country (the two-character <bank_country_cd>) is passed as US (ACH payments via Direct Debit are only supported for US banks at this time).
The Bank Swift Code (<bank_swift_cd>) input field (with validation on the length and character format) is now used in support of the Direct Debit payment method. It is required for the International Bank Account Number (IBAN).
More information on Ingenico ACH payments via Direct Debit can be accessed from here.